I discovered a new forum. Forgot about invisionfree. It's called Jcink. It has a bult-in points/bank system, a built-in warn system, and a lot more. With points you can actually PURCHASE stuff, it also has a bult-in arcade and lottery system! I am currently working on it. The estimated time of it's opening is December 5th, 2008 which is a Friday. It is very advanced and I'm hoping to stay on it, until we get vBulletin, which is supposed to happen around December 14-15th. If you want a pre-view on the site is located here.
I'm very excited to open it!